It’s also possible to submit a duplicate of the latest ITR one features a great BIR stamp. I think because of it that, you will need to visit your RDO to obtain stamped.
While an excellent freelancer or an entrepreneur, you can fill in a duplicate of one’s audited ITR and BIR stamp. We did not try this that since the I wasn’t the person who removed the mortgage and that i didn’t contribute to end up being co-debtor, however, I think this should indicate delivering your current ITR, and just to go on brand new safe front side, your accounting courses, on RDO.
While employed, you can also decide to submit their specialized a month shell out slip old no less than 3 months ahead of go out of software. Jay chose to fill in about three to help you secure the offer, haha! The guy and additionally filed their COE and additionally them.
This can be towards first step. Pag-IBIG have a tendency to assess their distribution to evaluate your own eligibility to utilize for a house financing.
Once you have submitted these records on the internet, you will discovered a message compelling one to buy the fresh new handling payment. I repaid Php 1,000. Be sure that you print out a duplicate of the verification of your own payment. You’ll have to bring that it in order to Pag-IBIG , in addition to the other criteria, after you’ve been anticipate to check out their office because of email address or a visit.
Here you will find the records that you need to give Pag-IBIG once you’ve been questioned add your articles myself:
1. All of the unique copies of your data files your submitted about first process, with the exception of the new selfie. You should have your own ID photocopied.
2. A copy of your own Unique Strength of Lawyer toward broker. (If the manager is not on Philippines)
The expense of notarization is dependent on brand new concurred price of the house specified on the package to market.
They will certainly and additionally query to take your own photos together with your good ID once again. This time, it might be their workers who will grab the attempt.
Assessment phase
Given that desk manager seems more your write-ups and observes zero inaccuracies, you might be requested to pay for appraisal percentage. I reduced Php dos,000.
We had been advised to attend for a trip from a single from their employees concerning your agenda of the house assessment. What happens through the house appraisal is because they will send agents in order to scan our house to find out if it matches the practical and you can requirements.
It named 3 days before they went to. The appraisers was indeed during the set of the 8AM. They ran into the, appeared the specifications and you can didn’t very keep in touch with us that much. They just ran around to scan for every single place in the home.
Upcoming that has been it. We were advised to go to for their email address whether our financing could have been recognized or not recognized; not, they already cautioned united states your domestic we had been looking to get is lacking 1 meter in width to their requirements.
Loan Denied
We obtained an email off Pag-IBIG officially saying that the newest sized our home don’t see their standards, and this is that. Which was the termination of the experience……for the moment.
We noticed submitting a page off reconsideration, nevertheless email certainly reported that we’d to handle this new topic and you may commit to making the needed transform, which i did not. So we had to take on all of our destiny and you https://cashadvancecompass.com/personal-loans-mo/ will proceed.
Oh really, at least i have gained a lifestyle expertise that we can also be use in the long term and also to train the kids when it’s its turn to get their residence. We were, of course, troubled, but we will keep the expectations up to we in the end get the place we can phone call house.
