Up to ent mortgage getting refugees have been inserted as part off a civil refugee lobby program. This new Swedish parliament keeps chose to cancel the possibility to utilize having home equipment money, productive . This is why you are no more able to make an application for a house gadgets loan of CSN. For those who have already been supplied a property gizmos mortgage, you are to keep and work out repayments on this subject loan due to the fact normal. Right here look for on repaying your house devices mortgage.
Table from material
- Interest on the financing
- Paying down our home gadgets loan
- Tempting up against a choice by CSN
Desire to the loan
CSN fees appeal on money you obtain. From inside the 2023, the pace is actually step 1,seven percent. The eye are computed about big date you receive the loan if you do not have paid off the complete financial obligation. As a result when you pay the mortgage the two of you need to settle the bucks you have and focus. The eye can not be removed.
Paying the home equipment mortgage
You start repaying the loan 2 yrs once earliest getting the money. It will require between step 1 and you will eight age to settle the loan, based on how much you borrowed from. We will immediately deliver using-for the slides if it is time for you to begin making money.
We shall send step three expenses-when you look at the slides at once. Whenever we upload this new using-during the slides, we will charges a notification percentage of SEK forty. It amounts to all in all, SEK 120 a-year. If you fail to spend their bills on time, there are also to invest a reminder commission out of SEK 60.
You could start while making costs ahead of 24 months possess introduced, if you need. In this situation, buy the fresh new paying-during the slides immediately following signing on Mina sidor Hemutrustningslan (My Profiles Home equipment loan) only at .
You may want to choose to generate overpayments on your loan. In this situation, alter the number stated into the spending-in the slip. Should you want to repay the complete financing in one single fee, please contact us.
While you are having trouble and make money
While having trouble and also make money on your own financing, you might apply at shell out faster or even pay absolutely nothing during the all to have a twelve months. CSN tend to fees desire, even though you are not making costs for the mortgage. Consequently, your debt is growing while you are not paying.
If you fail to repay the loan
- We’re going to deliver a note. You may then have to pay checking account for bad credit the brand new SEK 60 reminder payment.
- If you can’t spend even after getting new indication, we’re going to send another note next month, stating that we could cancel the loan to have immediate commission.
- If you cannot pay, we’ll cancel the borrowed funds getting quick payment. You’ll then discover a having to pay-in sneak for the entire obligations. While the mortgage might have been terminated, you no longer be able to apply for deferred payment.
- If you can’t pay that loan that has been terminated, we could possibly give new state they new Enforcement Power ( Kronofogden ).
Likelihood of checklist out of non-fee
In case your circumstances was passed toward Administration Expert, your chance receiving a record of low-payment. Credit history businesses issue facts out of non-percentage once they have obtained data on the Administration Power. UC and Kreditfakta is types of credit report organizations.
When you find yourself paying down out of overseas
Are you paying down your house devices mortgage away from a different country than simply Sweden? There are different methods out-of payment based on where you happen to live. Sometimes, the lending company charge a fee getting dealing with payment.
Installment out of equipment funds will be built to CSN’s membership from the Danske Lender that with Bankgiro amount 5201-1053.
